With decades of combined experience in creditors’ rights and collections law, founding partners Mike Frost and Chad Echols bring a distinctive perspective to their practice. Having served as general counsel for major organizations, they understand the challenges executives face from both legal and operational standpoints.
Comprehensive Legal Representation
Our firm provides extensive federal and state trial and appellate representation across multiple jurisdictions. This wide presence allows us to serve clients efficiently across a broad geographic footprint while maintaining consistent, high-quality representation at both trial and appellate levels.

Leadership Through Experience
Our partners’ extensive experience working alongside C-suite executives has shaped our firm’s unique approach to legal counsel. By sitting at management tables across the industry, they’ve gained invaluable insights into:
- Strategic decision-making at the executive level
- Operational challenges facing collection agencies and creditors
- Resource allocation and budget management
- Risk assessment and compliance strategy
- Business process optimization
This firsthand experience means we don’t just provide legal advice – we deliver practical solutions that align with your business objectives.

A Client-First Approach
At Frost Echols, we recognize that legal strategy must serve business or individual goals. Our approach combines:
- Practical understanding of operational constraints and opportunities
- Strategic cost-benefit analysis for every recommendation
- Focus on efficiency and effectiveness in legal solutions
- Proactive risk management and compliance guidance

Industry Leadership
Our attorneys maintain active leadership roles in key industry organizations, including The National Creditors Bar Association and ACA International, where they have served on the board of directors. This involvement keeps us up-to-date with industry developments, allowing our clients to benefit from the latest insights and strategic approaches in creditors’ rights and collections law.

